Count me among the "ground her" votes. All that said, I got in a fender bender the on my 16th birthday, the same day I got my license. The only thing that saved my bacon was that I had a witness in my favor...a local cop had been tailing the drunk driver who ran a stop & nailed me. After citing the drunk, he saw me crying, asked: "Think it would help if I wrote your parents a note?"