[Scorp965]

It looks like quite a bit of damage there... I remember my first accident, tapping the bumper of a Nissan Maxima, resulted in a small scuff that wasn't even definitly from my car - my insurance paid the guy $2500 to have the bumper removed, re-foamed, re-skinned, and paint matched at his Nissan dealer.

You have airbags to contend with, 2 fenders, a hood, a bumper, possibly bumper supports, maybe even slight frame damage - the inner fenders, underpanel, etc. are also probably shot, and you might have some cooling issues to contend with, for the price of the camry with 140k I would call that a total, I also doubt your ability to part components out (eg who wants to swap a 140k camry motor into their mr2 when for a little more $$$ they can get an 80k motor).

Were I in the situation with no collision insurance (big no-no, btw) I would probably just sell the car for scrap... it will cost $xxxx to fix, and when you're done you still have a car that isn't worth a whole heck of a lot. Bad situation with the rain, I had to pick someone up Wednesday in Pomona - on the way there I saw no fewer than 6 accidents in the process of being cleared up, and the person I was picking up got caught behind the massive 41-car pile up for a few hours.