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if you didn't have insurance then that would be an issue. If so, re-obtain proof or stick with your previous carrier.
Either that or take the policy declaration they issued when you paid and go to a different carrier with that as your proof of prior insurance
backdate the existing policy with a page scanner. (oops, did I suggest that? Crooked me...)
Or just take your licks and pay the $$$. Only real choices you have.
They do credit checks too make sure that's not the issue. From what I understand every state except CA it's legal to take credit into account when pricing policies. Can't get around that issue so take the hit.
rjp
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