There really needs to be "means testing" for anyone applying for SS. There are many of us who won't need it and - as a principle - don't want it in any way, shape or form. Why am I being forced to contribute to a fund that distributes money to hundreds of thousands of people who simply don't need financial assistance while at the same time being prevented from investing that money in my own investments?
Does somebody with a $500,000 or $1 million nest egg really need a couple of thousands bucks each month from the government? Some would answer that they've "paid into the system" and deserve their money back. That's what the government would like you to believe, so maybe you do. But you're not investing in anything. They're simply taking YOUR money and GIVING it to someone else. When it's your turn, they'll simply take money from somebody else to give to you. You have no SS retirement account, there's no fund, there's no money waiting for you. It's all a big scam predicated on the ability of future workers to fork over their money when it's your turn. I want out!
