[motion]

Rob - Your email is cracking me up, Dude!! Please tell me you were under the influence just a bit.. lol.

Well, its time to sell, and I JUST CAN'T DO IT. sob, sob. If I sell, I'll never be able to replace this beautiful home in a beautiful location in a beautiful town, as David Byrne says. So, I had an alternate game plan: Pay down the mortgage a couple hundred Gs and get the payment down to a condo rental payment. WRONG. My adjustable is at 4.125% currently (5 year fixed, 2 years left of being fixed). If I throw 200k at the balance and re-fi to a 30 year fixed, my payment only goes down around $400 per month. Ouch. I will need to re-fi to get on a 30 year fixed plan, since I've decided to just keep the damn house, but hell, its going to take some serious cash to get the payment wayyyyy down. Better to do that and sit on this equity or put it back into the real estate market? Not sure.... I have some thinking to do.