|
On the debit card thing -
One way esp. if you'r on the net buying things is to use a seperate checking account that you only use for purchases - without overdraft protection, and only with money transfered in as you need it. Lots of banks are starting to offer fraud protection on their debit cards as well.
Trick is not to have overdraft protection in any form on the account. If you suspect it goes sideways, report the card lost and get a new account # issued. No one gets hurt.
Concerning credit cards, there has to be some reasonable proof that the card was present - either swiped manually or the authentication code of the back of the card needs to be noted. If neither is present, challenging the charge will usually result in your money returned. Still a hassle though.
rjp
__________________
In the movies only bad guys sleep in king size beds.
|