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Tell her that any outstanding debt to you is a loan, and set up a repayment schedule and legal documentation using a private formalization service such as circlelending.com or the like. Give her a realistic window to repay, and charge interest. If she misses payments to you, report her to the credit services (circlelending will do it for you). I assume since she's in grad school that her peers have to pay rent and make their own way....Welcome to the real world, Sis!
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Grant
In the stable: 1938 Buick Special model 41, 1963 Solex 2200, 1973 Vespa Primavera 125, 1974 Vespa Rally 200, 1986 VW Vanagon Syncro Westfalia, 1989 VW Doka Tristar, 1995 Toyota Land Cruiser, 2011 Pursuit 315 OS, 2022 Tesla Y
Gone but not forgotten: 1973 VW Beetle, 1989 Porsche 944, 2008 R56 Mini Cooper S
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