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There are, of course, some cases where it is safer to not be wearing a seatbelt, but since it is impossible to know what they are, or to anticipate them in advance it is statistically much safer to wear one.
DOT estimates that the current 80% rate of seatbelt useage saves 15,200 lives and $50 billion in economic costs associated with traffic related crashes, injuries, and deaths per year.
Personally I don't lie awake at night worrying about this particular loss of personal freedom.
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