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Unconstitutional Patriot
Join Date: Apr 2000
Location: volunteer state
Posts: 5,620
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Don't deal with commercial, but pay attention to discussions. 7-8% is thrown around a lot. You'll be dinged for being under $1M.
FWIW, I was recently quoted 6.75% for a Non owner-occupied refi @ 30 yr fixed. Going stated income costs me 0.75%. It hurts, but it is the cost of doing bidness. On the other hand, four years ago I would have killed to get money this cheap.
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