[legion]

This is of course just my opinion on interest rates, so take it for what you will...

I see rates going up by as much as a point in the next two years...the fed keeps boosting the fed funds rate. My crystal ball doesn't take me out to three years. Still, assuming all other costs are the same, the rate would have to go up more than 1.75 points in the next three years to make the fixed atrractive...and I don't see that happening.

I'm not an expert, I'm not a financial planner. This opinion is offered caveat emptor. It's not worth the small amount of server space a Pelican it now takes up.