[osidak]

I was rear ended by a drunk driver with no insurance. Had three witnesses to the accident. Got his tag number and gave them a description of the guy and his passenger.

The cop even gave me his address after the fact. Why didn't they go arrest him? Why did I have to pay for the damage using my insurance?
Driving drunk is against the law, hit and run is against the law.... Wasn't worth the police departments time (don't get me started about the local PD) The lawyer I spoke to said it wouldn't be worth my time to pursue it as a civil mater as he lived out of state (just over the boarder) and he would just keep continuing the case.

Had a Discover card stolen. Ran up $3,000 of false paypal charges with an account they set up using a fake Juno email account. Caught them when they bought a Laptop that got delivered to my house via FedEx next day air. FedEx just dropped it at the door so I presume it was some one local hoping they could snatch it off the porch before I got home. Too bad my wife was at home with FedEx did the ring and run delivery method.

Called paypal and advised them the charges where fraudulent. Asked for account details and all they would give me was the email the account was setup with (never had a juno account) called Juno and they would not give me any information.

Called the company that shipped the computer. They gave me the time the order was placed online but would not tell me anything else.

Called the police and reported the crime. They came out and took a report. I gave them all the info I had. They used my Discover to purchase ~$5,100 worth of stuff. The police advised me that they would follow up with me on what happened. Last I have heard from them was 8 months ago. I have called and left numerous messages for the detective on the case.

Why don't they just arrest the person that did all this. They have enough info to put some heat on the individual.

Things are not black and white. I personally resent having to spend time correcting issues that I did not cause. While I maybe able to restore my credit if someone went full blown id theft on me why should I have too.

That is the big deal.

I ask you to record your personal info in a non secure manner and let some one that is smart enough to find it have fun with your credit. Report back to us in 2 years.