[jyl]

Personally, I'd love to see SS private accounts, because it means more money to be managed in the market and probably more employment in my industry.

Whether they are a good thing for the country, who cares? :-)

Seriously, I think if they were cost-free then they would be a good idea, but when you include the costs (huge federal borrowing to cover the resultant gap in conventional SS funding) I've not sure. It is a complicated issue and I'm still trying to figure it out.