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I feel your pain. You are not going to get away with a diamond. I just purchased a 1.86 carat diamond ring for much less than 20K. The key is buy one out of state and save on any sales tax. Give The Diamond Gallery in Charlotte, North Caraolina a call. I dealt with Barry Wade and he set me up nicely. The diamonds were sent to me to review. Also, get a princess cut because it will look larger, to wit, a 1.5 carate princess cut looks as big as a 2.0 cut brilliant cut. I bought a ring and I still have enough for a complete suspension and brake upgrade. Good luck.
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