I had two cards at 7.9% for years.... I pulled old records....
Now one is 10. something and the other is 16.something!!!!
When I called I asked "Would you consider me to be a good customer?" Of course they both said yes but they couldn't do anything to lower the rate.... Come one give me a break....
I'll ditch these guys when I open a new account. I got 760+ on my score so it's very easy to gain credit.... As for credit card applications in my mail box.... Where do you thing Pelican gets all it's packing materials... "What's in your wallet?"
-Eli