Good info guys, thanks.
It's not about paying less, I don't want to "charge" my guys anything. Personally, I think our coverage is overkill on the low copay and low Rx. Our catastrophic is really good, one of our guys spent a month at the Mayo Clinic for preety much free. I think me and Sup agree on this
FWIW it is a PPOM which means nothing to me. I have never had one of my guys complain (other than billing F'ups). I'm not at all up on the lingo, so an education is welcome. Where does a PPOM rank in the alphabet soup that is health care?
Oh and cost for a spouse is anywhere from $230 to $450 a month depending on age. A full family plan usually adds about $450 (total which includes spouse)a month and it's the same if you have 1 or 12 children.