[jyl]

I think it's important to have them understand the cost of their health coverage, and what increases and decreases that cost. They should realize how much compensation they are getting in the form of health coverage, and how important it is to stay healthy and minimize unnecessary care. If things get to the point where you are forced to increase co-pays or require employee contribution, they'll understand it better.

I get pissed off at unnecessary care. We changed dentists because they seemed to be doing unneccessary procedures and scheduling multiple visits instead of getting it done in one, and we warned our dental carrier about it. Even though my company pays for the dental coverage, there's no reason to allow a rip off.