[JavaBrewer]

We encountered a shady appraiser last year when we refinanced. My wife calls me at work informing me that the appraiser is just a kid and seemed like he didn't know what he was doing. The appraisal came in $250K under what a couple neighbor houses recently sold for. Called the lender and complained. Turns out the appraiser was getting so much work that he was sending out his younger brother to take pictures and get measurements. When pressed the appraiser could not describe our house or neighborhood. Lender resolved with a new appraiser. With market conditions as they are/were there are a lot of folks looking to capitalize - fuch the fiduciary crap.