[Jims5543]

This is so timely.

I just met with my financial advisor last week. The last time we met was 3 years ago. He set me up with a MSA ( Medical Savings Account) and some good Term Life insurance policies.

Now at the ripe old age of 39 I am trying to play catch up with my retirement. We are building a 20 year plan to have me VERY comfortably retired. He was talking about Roth IRA's and Simple IRA's one of them will allow you 9K a year investment per person. If I start now I will see a couple of Mil by retirement per person. (Wife and I) I want to be done by 59. Possibly sooner, holding controling principle of my business and drawing dividends while I persue other dreams.

I have ZERO debt and I am VERY proud of that. My net worth is in the 1.1 million range right now. I feel like I need to get a good plan going so I can kick back and relax in 20 years. Besides retirement accounts I am starting up a LLC with 2 other guys where we buy older homes needing TLC and flip them in transitional neighborhoods. The white bread neighborhoods are out of touch with reality as far as value is concerned so we are taking a chance on our first house. If it works out well, many more are to follow.