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Since my mortgage is paid off I decided to put my house to work for me following the advise of financial gurus who say a paid off house is a bad investment.
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It is if you ignore the possibility of some major financial downfall. Give me a house free and clear any day. I'll gladly find other investments.

Also , I would find investors to front the money, 2nd mortgage is kind of like taking a house to the pawn shop. Good Luck.