I suggest something that offers:
- No fees
- No commissions
- No operating expenses
- No recurring expenses
- Easy to liquidate
- Requires no market timing schemes
- Offers a nice balance between risk and reward
- Provides inherent diversification
What is it? By an ETF. It's a stock share that mirrors an index of the market. An example is Vanguard's Total Stock Market Viper (VTI). You can buy it from any broker. A discount brokerage such as Scottrade would get you the most bang for the buck.
There are lots of ETFs available. Do a Web search on "ETF" and "Stocks". I think you'll like what you find.
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