[Joeaksa]

Mother was part Scottish, so it comes naturally.

Do a lot that SoCal does but sorry, going to spend some of my bux to enjoy life a bit. Have a small problem with stereo (Bang & Olufsen) and enjoy my HDTV and Tivo but otherwise no real frills. Every hobby or collection I have makes money as it appreciates in value as the years go by.

Also do 99% of the work on everything I own. Paid to have a A/C guy come to the house last week. Just cannot do everything and not going to mess with my house air conditioning.

Do a lot of shopping at the Costco, Sams and .99c stores. Save more money at the .99c store than most and the quality is good there, just have to watch out as some of the brands there are poor quality. Have a freezer in the garage and use it to store stuff when it goes on sale.

When you take a shower I assume that you let the water run until it gets warm before getting in? I do not and have a couple of old milk jugs around that I catch the cold water in. It gets saved and is used to water the plants in the house and yard with. Every gallon you pour down the drain is wasted.

Ride a motorcycle to work when the weather is good and not too hot. Drive my 16 year old Honda wagon otherwise. Let the nice cars get used on the weekend. Airplane is a investment and it also flies on car gas, saving 50% the cost.

House should be paid off a year or two before I retire, and thats just fine by me.

JoeA