I wouldn't hold your breath for help from the people of Aceh.
The insurance companies will ultimately end up carrying the can on this one...
http://www.bloomberg.com/apps/news?pid=10000103&sid=a17zIKp6ZR6w&refer=us
... which means you and I (yes, even down in New Zealand) pay, because they just put premiums up to cover the losses. Sometimes I think insurance companies don't understand insurance.