[Jims5543]

Maybe outsource was a bad choice of words.

I basically no longer hand my employees a paycheck. I pay a lump sum to this company and they pay them. Its supposed to afford a small business owner like myself more benefits to my employees. Unfortunatly what the salesman was calling "Health Insurance" is turning out to be supplemental health. Not a true health insurance. His big selling point was that I could offer it an no extra expense to my company yet the rates would be very good. That was a lie, I have to pay 50% of their health benefits which isn't a problem but I can do that on my own. I do not need to pay them 15K a year to do that.