[Hugh R]

Making low six figures in Los Angeles and putting a daughter through college doesn't leave a lot left. My sister just bought a house in Carlsdab, New Mexico, for $115k ten years old and about 2200 sq. ft. with a pool on the back of the local golf course. She makes 1/2 of what I make and has more to show at the end of the day. One problem is that the Federal tax codes don't consider your cost of living where you live, just how much you earned. Granted you can write off your mortgage interest, but you have to spend a buck to save 35 cents in taxes.