|
Don't forget that those books are aimed at people who have generally screwed up their lives already by mis-managing money in one way or another. So they tend to give advice in an overly general and heavy handed way.
Spending isn't evil. Manage your finances well and you can spend on things you need (and want) and still be very secure.
The only thing more pathetic than an overextended credit card consumption fiend is a bitter old person holed up in their shack with a million bucks in the mattress.
|