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John,
FWIW, I've got an '02 with the bigger engine and have towed several heavy loads; it's a good tow rig. I think most trucks in recent years have the tow package intalled anyway, but look for it on a used truck; besides a somewhat hidden hitch and pre-wired electric, you also get improved cooling for all fluid sytems and heavier charging circuit.
You might put on your best negotiation face and have a 2nd look at the '05's. It's nearly '06 (IS '06 in dealer years), they still have '05s on the lot, truck sales are slowing due to fuel prices, and the '06 have recieved a minor update. They need to move those "old" trucks and there might be a quite a bit more than $5K to your advantage.
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