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Originally posted by Superman
Did I hear someone say that folks in NO who had hurricane insurance are being denied benefits because it was WATER that destroyed their home? Sorry to hijack the thread.
I'd say no. When an earthquake hit here, FEMA payed for the repair of damaged homes.
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Looks like Scruggs soundbites are getting through the media without any fact-checking.
"Hurricane Insurance" (as some insurers call it) is for wind damage only. Flood insurance is for water damage. So yes, if your house gets flooded, regardless of the cause, it is not covered by "hurricane insurance". All forms of private insurance have excluded water damage since 1968. This is widely known.