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In fact I think they are "B" paper(low FICO score) lenders. Their best rate is 19% and accounts normally start with a $300.00 high limit.
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But if you have great credit, their terms/rates are the best around. 7.9%, no annual fee, true 30 day grace period.
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Pack all that paper into the postage prepaid envelope, along with any other junk mail you can stuff in there, and send it back to them.
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Now that most BREs have bar codes on them with your information, you should be more careful about doing this.