[Howard Agency]

I assume we're talking about Fiscal liberals and conservatives here. If we discount catastrophic illnesses and being in the wrong place at the wrong time, every person in this country can retire wealthy.

The bell curve is luck of the draw, but has less to do with success than individual effort. In support:

Most successful people got where they are with hard work and good planning. It's a simple matter of spending 10% less that you earn and saving those $$. Only take money out of the fund for a crisis or to buy something that makes $$. Easy as pie, even for the Kragen guy.

If you truly believes that you cannot control your ability to work hard or spend money wisely, you are neither liberal nor conservative, just a bit foolish.