You have a right to be skeptical...BTW, anybody who has read "The millionaire next door" will assure you that, as a group, MD's are notoriously poor at being able to manage their high salaries. They are among the last of the list of "professionals" I would ask for financial advice. Seriously, I know a retired log truck driver in this town who is a brilliant investor, a multi millionaire, while I know MD's who will be in debt, scrambling to maintain "image", throughout their lives. I live in what most MD's would consider a "poor" neighborhood, but I live comfortably, despite being "deprived" by having only one P-car. I could afford another, but I don't want one. I also could write a 6 figure check tomorrow. It wouldn't bounce. I know MD's who, despite making much more annually, salary wise, than I ever did, can't say the same. Bottom line? NO "financial manager" will care more about your money than you do. You are better off spending more time doing your own financial homework and managing your investment portfolio yourself. 8-10 hours a week or so spent at this should do it. I applaud you for figuring out one important thing...fees DO matter!
(edit) What I don't applaud is your "don't have the time" comment. Think about it...passing up a golf game a week? Or? Really, what's more important to you than your financial security? Your choices, your time, your money, your responsibility...