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Len, my advice remains the same. Buy a 2003-2004 Trailblazer or Envoy. Buy a cloth version and put heated leather in it (costs about $1000). You can buy a very nice 2003 still under warranty for $14000. They're pretty cheap in Michigan, and very available.
The 4Runner in your price range is going to be a 2000 or 2001 with over 70K miles and will be the SR5 version - probably cloth. If you want a 2003 4Runner 4x4 SR5 with under 36K miles (see Envoy above) you're looking at $20,000 PLUS.
As I say: "The 4Runner might be a better vehicle, but I can fix a lot of ***** for $6000."
Buy a Trailblazer/Envoy (or Explorer/Mountaineer), buy a warranty if you're inclined, and enjoy. Take advantage of everyone else's fear of American vehicles which have driven down the values.
If you need help finding one, drop me a line.
E
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