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I'll leave the financial advice to your adviser and give you some opinions on cars. Call me crazy, but I like the new BMW series. When you see them compared to the older ones, the older ones seem positively dated, like there out of the 80's. I'f I don't plan on owning one, they always have decent leases on these cars because of the value retention. I own a X5, but I've got the itch for a sedan again and I'm looking at the 5 Series all wheel drive. Since I put very little miles on cars and have never owned one longer then 3 years (except 911) buying new is foolish for me. I have bought used also. A certified used 7 series with a warranty is also an option for you. The BMW warranties are nice since they cover everything except tires for the length of the lease.
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