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I was about your age (29) when I started mine. I bailed from a fairly high-paying technical position in SF right after the dot-com crash and went to school full time. It was always something I wanted to do, because I was a technical guy who wanted to know how finance and marketing operate. I didn't really know if I wanted to get into those fields, but wanted to understand them. A lot of it was about personal development for me.
Has the degree helped my career? Impossible to say. I made some compromises in my career so that I could free up some time for my family life, at the cost of a bit of salary potential. Your priorities might be different.
Here's my point: There's more to the decision than the salary angle. Now that I have a two-year-old and am 35, I wouldn't go back to school today. The time to decide whether to do it or not is now. If this is more than a financial decision for you, and part of it is tied to personal fulfillment, the 100K (or whatever) cost is a minor point.
Whew, had a Doctor Phil moment there. But I hope you understand what I'm saying - it's not just about the money, and priorities can change quickly if and when family and kids enter the picture a little later on.
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