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To live in a decent neighborhood with decent schools, you need to make north of $200K. Even then it can be tough.
If you don't have/make the money, don't buy here right now. When my settlement is final I'm not buying another place...just gonna bank the money and wait for things to sort out. I don't think that the desirable areas are going to *crash* as hard as some here, but they'll likely correct, and the less desirable areas (read: Santa Ana) will really drop from the stupid-high prices being asked now.
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