[kqw]

Well guy, enough said on the subject however, I get the feeling that it still bothers you.

Here's a suggestion that help the situation:

Don't commit to anything but make sure that you keep in touch with the guy or know where he is.

Consider this; In your mind consider it a debt to made right no matter how many years it may take. As you progress through life your financial situation will change and as you become more successful, one day you may be able to make this guy whole.

You did the right thing by allowing his insurance take care of it because choosing between the snowmobile and your family was a no brainer.