[notfarnow]

Originally posted by Capt. Carrera
... He's just got to decide if it behooves him to use his policy to cover his loss. After all, what would he do if he balled it up? Would he make a claim? I bet he would. Otherwise, why have it insured?

Your offer to cover his deductible is most magnanimous. If I were your friend, I'd take you up on the offer. Then I'd file a claim and hope for the best. And never again would I offer anyone the use of my transportation. After all, your freindship has a certain value.
...

Very well said.

I seriously doubt that if he'd walk away from it if HE had wrecked it. I just can't imagine asking someone to pay cash for something because I didn't want to deal with the insurance problems. Why have insurance?