In a world where insurance companies make the rules, suing someone doesn't necessarily carry the same pejorative connotations.
A branch from our tree fell into our neighbor's yard, doing some damage to a fence and an outbuilding. I immediately called my insurance company to file a claim. They said, no, he has to file a claim with his insurance company or, if he's sues me for the damages, then they'd pay for it.
It's just part of the process, nothing personal. What a f'ed up world we live in...
