[pbs911]

You get a much lower rate on balance transfers. Sometimes CC companies will waive any interest for up to a year on balance transfers. Even when the interest kicks in it is very low at about 1-2%.

So here is what you do.

Take a money advance on one card. It will cost you about $50 for the advance. Buy the motorcycle. Then do a balance transfer onto another credit card. There, you now have a lien free motorcycle with only the interest of a balance transfer. That is how I did it.