Lee, wanting it now is an easy thought process to fall into. But why not save the bucks, avoid the interest, and buy the darn thing for cash? I know, I'm an old fart...what do I know? Well, I do know one thing. Financial happiness is when others pay you interest, and you pay none. It took me a while to learn that one. Add up your current debt load...car, house, boat, guns, pool cue
, whatever...ignore the pricipal payment...the amount that actually reduces your debt. Pay attention to how much you lay out in interest alone. Each week, month, year.... Pretty hefty chunk of change, yes? Then think about how much depreciation in value everything other than a house undergoes. Another hefty chunk of change. Your money, your desires. I'm just urging you to think about it. Once you get ahead of the curve, paying cash while being out of debt, you'll be amazed at how much further your money goes.