Oh, I hear you, Paul.
And I am fully aware that we as American's fall into the "I deserve/I want it now" catagory.
I am just as guilty of this as the next guy.
And you're right. I do want it now.
The good news is that I sold my house and we pretty much made a killing off it. I was utterly shocked that we came out so far ahead after only living here for 2.3 years.
The wife and I want to put that money in our Mutual fund (Sequoia Fund) for the next house purchase in a few years.
But, she doesn't have a problem with me taking a tiny bit off the top for something cool (like a bike). So, I'll probably take a grand or two from our house sale and pay off the bike here in June.
But, I do want it.
And you're pool cue is still displayed proudly at social functions.