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You can contribute to Roth IRA with after tax income. I can't do it through my employer plus there is an income ceiling that prevents some from benefiting in it. The 401K Roth will be introduced soon, I think. And, with that, you can contribute through your employer, if they decide to offer it.
When I was able to put money into a Roth, I would do it with my tax returns. I'd do my taxes early and deposit the returns into the Roth before April 15 of the current year and it would count as a contribution for the previous year.
Yeah, definitely max out your 401k.
Last edited by cantdrv55; 05-11-2006 at 08:53 AM..
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