Quote:
Originally posted by gaijindabe
Racing (usually bruised equipment and egos at track days) does not equal sky diving (any problem you are dead), does not equal skiing (big deal - a knee) , does not equal motorcycling (usually kill themselves), does not equal skateboarding (pliable youngsters), does not equal methanthaminine usage (rots the brain), does not equal smoking crack(users are soon dead)
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Insurance underwriting and the concept of shared risk exposure allows statistics and probability to analyze risk v reward rather than opinion. Your analysis says more about your preferences than the actual risk / reward of these particular examples:
racing - can kill
sky diving - not all mistakes result in death
skiing - can kill - or result in paralysis
motorcycles - not all accidents result in death - some result in bystander or innocent party death
skateboarding - ask any ER doc about pliability
meth - not all users or ex-users are dead or rotted.
crack - some ex-users even survive this menace.
But now we are arguing about risk preference - a subject about as likely to be resolved as recreational drug legalization - even though society has already agreed to absorb the risk and cost of some recreational drugs - coffee, tea, alcohol, fat and sugar.