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One thing, is that you send a collection agency a letter, return reciept with the whole story, including his actual whereabouts. Definitely indicate he never lived with you.
If memory serves me correct, what will happen next is that he will be deemed "uncollectable" meaning, the collection agency can now go to court to nail him.
Attempt to skip out, or specifically telling the collection agency to "stop calling" gives them the right to escalate to legal action.
I wouldn't worry about the credit thing, the collection agency is doing a big no no and they can get seriously sued for that.
rjp
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