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I've used Capitol one for buying and I've accepted a check through them when I sold my car. Both times it's the "blank check" thing. It's as solid as it gets. When buying, I'm careful to explain the process to the seller. I would contact the seller and explain the process. You can't blame a guy for being skeptical because there are a LOT of scams out there. However, it's a shame to walk from a buyer who uses Capitol 1 because it's as good as cash to me.
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