Quote:
Originally posted by CamB
Brace yourself, this is going to be a shock.
We essentially have no personal liability claim (industry) in the way you do. Get hurt at work - bad luck, here is some money from the govt. Have car accident - can't sue the other party, as far as I am aware.
It may be different if health and safety rules aren't followed, but I think there'd have to be gross negligence, not some techincal breach, before anything could get through the courts.
Even if you can sue, you're not going to get damages, only costs, and only what the govt won't pay.
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I looked it up, you have a true "no-fault" system. Which, believe it or not, is the same as our Workers Comp system (the one daddy wants to switch to a "fault" or negligence system, because even though he hates the negligence-based system, he lost in the no fault system, so why not switch over?)
Your "no fault" covers everything, workers claims, car accidents, products liability, medical malpractice. It has its benefits, but it also has substantial drawbacks.
daddy, who wants everything in America to be fault-based, is advocating a system the mirror opposite of New Zealand's, although he doesn't know it