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Rodeo you want to make it just a burden on Len's customers but that usually isn't the case, is it?
An Example:
Len makes metal widgets.
Len gets the metal from a refiner (who has to pay worker's comp) who gets his raw ore from a miner (who has to pay worker's comp). Len makes the metal into widgets (Len pays workers comp) and then ships the widgets (shipper has to pay workers comp) to a retailer who sells them (the retailer has to pay workers comp).
So in reality a product has 5-6 layers of workers comp already built into the price that the consumer pays. Now if the widget is something highly specialized, then your scenario is correct.
What if the widget is, say, bread? What if the widget is water? What if it is a part to an automobile? How many things do you buy that are made of metal? Plastic? Glass? All these things are made in factories with workers who might get injured.
Therefore everyone pays for workers comp. If you want to take Len as a single entity then your argument holds, but last I checked workers comp was required by law across all businesses.
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Rick
1984 911 coupe
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