[David]

I feel for you, it seems like the little random stuff hurts the most.

I'd submit the bill to the city. I almost crashed my MC turning onto my street many years ago because they had repaved it with tar and rocks. The rocks just sit loose on the tar until it settles in so it's all loose. There was no way to know it had been paved until I turned. I called the city's (Austin) legal department and I was pissed so I fibbed a little and told them I crashed. They said to just send them the bill. I didn't do anything else, I just wanted to see what they would have done.