Quote:
Originally posted by Porsche-O-Phile
I have to admit I sorta' rethink getting that "uninsured motorist" coverage but I just can't justify the cost. The thought of forking over more of my hard-earned money to insurance companies nauseates me worse than the thought of being in a wreck like yours. Oh, I'll get paid either way. . . whether in dollars or ass kicked, I'll get paid without it.
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It is not only "uninsured" you need but "underinsured" as well.
My Dad was almost killed and out of work for two year due to a drunk on a bike. The biker did have insurance - but the minimum liability - only about $10,000 at the time. Not worth going after.
Get them both - as the accident you are likely to get in is with those who have not enough insurance or none at all...