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Taking all comments to heart. If I want to roll the dice I could get an Audi S4 for under $20K...I loved those cars when they came out. I know there are some turbo issues, but beyond that I think they are OK. Could always get an extended warranty if I'm paranoid. Also there are thousands of 3-series BMWs coming off lease or used for reasonable prices. The main issue is unless the car is about $2K, I want to finance to stay reasonably liquid. I know a 3-5 year old car still is depreciating, but for an Audi or BMW seems like not quite as steep as the first years. I know the first 2 years the VW would drop quickly.
Those damn Minis don't seem to depreciate though...
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