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Okey doke.
It's a formula.
Use up to 30% of available credit. Aside from the obvious 'Don't miss payments,' do not allow credit cards to "lie fallow" for more than 4-5 months. Run up a balance and pay it down.
I'm only @ 784, but I have a friend with a 'perfect' 850, so I know a bit about this.
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techweenie | techweenie.com
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